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Does Car Insurance Cover Passenger Injury?

2024-07-09T13:38:59-04:00

Imagine you’re a passenger injured in a car accident. You assume your friend’s auto insurance policy will cover your medical bills and lost wages, so you don’t file an accident benefits claim promptly. As weeks pass, your medical expenses grow and you struggle financially because you can’t work. By the time you seek help, you face delays and complications, which severely impact your recovery and financial stability. When you’re a passenger in a car, the last thing you want to think about is what happens if there's an accident. Unfortunately, the reality is that a motor vehicle accident can change lives [...]

Does Car Insurance Cover Passenger Injury?2024-07-09T13:38:59-04:00

Can You Sue for an Injury in a Car Accident?

2024-07-09T12:48:29-04:00

The aftermath of car accidents can be hectic and stressful, even before you consider the complex legal and insurance issues they can lead to.  Imagine you’re driving when another car runs a red light and crashes into you. You suffer a broken leg. This serious injury forces you to miss significant time from work, and you have to pay significant medical bills for your physical therapy throughout your recovery.  Many people wrongfully believe that because Ontario’s “no-fault” insurance system precludes a personal injury claim. It suggests that fault doesn't matter, implying that you can't hold the at-fault driver accountable. In reality, [...]

Can You Sue for an Injury in a Car Accident?2024-07-09T12:48:29-04:00

How to File a Wrongful Death Claim

2024-06-27T15:15:16-04:00

Losing a loved one is an incredibly painful experience. In unexpected situations where a death results from someone else’s negligence, the combination of emotional and looming financial burdens can be so stressful that it feels overwhelming.  At McNally Gervan LLP, we understand these challenges. Helping individuals and families cope and recover, despite tragic circumstances, is a core part of our mission; we are dedicated to helping families navigate the legal processes involved with a wrongful death case to seek justice and compensation. As such, we have created this guide on how to file a wrongful death claim in Ontario to help [...]

How to File a Wrongful Death Claim2024-06-27T15:15:16-04:00

How Much Can You Sue for Wrongful Death?

2024-06-06T15:36:10-04:00

Imagine your husband driving home after a long shift at work. After waiting for the change of a traffic light, only a few kilometers away, your husband starts to slowly turn on to the final stretch home–when he is struck by a speeding vehicle in the intersection.  The other driver was texting at the wheel and driving at excessive speed, which is why he did not see the red light and was unable to avoid the collision with your husband’s vehicle. Your husband is severely injured. Despite the best efforts of the first responders who rushed him to the hospital, he [...]

How Much Can You Sue for Wrongful Death?2024-06-06T15:36:10-04:00

How Much Can I Sue For Emotional Distress? (Canada)

2024-06-05T13:05:10-04:00

Mental anguish and emotional distress can turn people’s lives upside down. Unlike a physical injury, however, the limitations that psychological distress can impose on your life are not visible to others. As such, some people face skepticism, and even denial, when it comes to the impacts of their mental distress. This situation becomes even more difficult if you are suffering from emotional distress as a result of an accident or negligence.  This blog post aims to provide a comprehensive guide on how much you can sue for emotional distress in Canada. We will explore the legal framework, the process of proving [...]

How Much Can I Sue For Emotional Distress? (Canada)2024-06-05T13:05:10-04:00

How to Apply for Long-Term Disability in Canada

2024-03-28T13:45:21-04:00

Are you struggling with an injury or illness that's keeping you from working? If so, you may be entitled to long-term disability benefits. Here at McNally Gervan, we've helped a number of individuals who have found themselves in a position like the one you're in now. Oftentimes, they suspect they should try to secure disability benefits, however, they don't know how to make a long-term disability claim.  In this blog, we dive into the topic of long-term disability insurance. We discuss what it is, what issues it covers, how long it lasts, how to apply for long-term disability in Canada, and [...]

How to Apply for Long-Term Disability in Canada2024-03-28T13:45:21-04:00

Can I Claim Lost Wages from Car Accident Injuries?

2024-03-28T13:34:09-04:00

The period following a car accident is full of challenges, not least of which is the financial strain of lost wages. Victims often find themselves unable to work while their regular bills continue to pile up. It's a difficult situation that leads many to wonder, "Can I claim lost wages from car accident injuries?" The answer to that question is yes. In this blog, we detail what accident benefits are, how income replacement benefits work, what the process for claiming them is, and how working with a lawyer can take the pressure out of the process. How Accident Benefits Work Accident [...]

Can I Claim Lost Wages from Car Accident Injuries?2024-03-28T13:34:09-04:00

How Long Does an At-Fault Accident Stay on Your Insurance?

2024-03-27T14:42:39-04:00

At-fault car accidents bring with them a cloud of uncertainty and anxiety, especially regarding their impact on your car insurance premiums and record. A number of questions may come to mind. How much will my insurance premiums increase? How long does an at-fault accident stay on your insurance? Is there anything I can do about it?  In this blog, we delve into the nuances of at-fault accidents in Ontario, exploring how they influence insurance costs, how long they linger your driving record, and how you can go about mitigating some of these consequences. What is At-Fault Insurance? In Ontario, at-fault insurance [...]

How Long Does an At-Fault Accident Stay on Your Insurance?2024-03-27T14:42:39-04:00

How Long Does an Accident Case Take to Settle?

2024-03-27T14:33:23-04:00

"How long does an accident case take to settle?" This is a question many individuals involved in car accidents find themselves asking. The answer, however, is not straightforward. The typical auto accident settlement timeline can take anywhere from six weeks to almost five years, depending on how complicated the injuries are and  how negotiations unfold.  That’s why understanding the settlement process, from the initial consultation to the final agreement, is important for anyone embroiled in a car accident claim. In this blog we discuss the factors that impact how long car accident settlements take, detail the settlement process, and explain how [...]

How Long Does an Accident Case Take to Settle?2024-03-27T14:33:23-04:00

How Does No Fault Insurance Work in Ontario?

2024-03-26T15:48:04-04:00

Ontario's modified no-fault insurance system is often misunderstood. For individuals involved in a car accident, understanding how this system works means being able to position yourself to receive the full extent of the benefits you need to recover physically, emotionally, and financially. In this blog, we answer the question of how the modified “no-fault” car insurance works in Ontario, as well as detail the common obstacles individuals face when making claims and how they can be overcome with effective legal support.  Ontario No-Fault Insurance: What is it? Contrary to what the term might suggest, no-fault insurance does not mean that nobody [...]

How Does No Fault Insurance Work in Ontario?2024-03-26T15:48:04-04:00

At McNally Gervan we represent accident victims who have suffered catastrophic and serious personal injuries. We have the experience, the determination, and the resources to level the playing field. Contact us for a free consultation with a personal injury lawyer and tell us what happened.

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