It is not easy to deal with large insurance companies. Often, you walk away with more questions than answers. Complex policies can often leave insured persons wondering about the extent of their coverage and unable to know what they qualify for.  Insurance is a necessary (even if undesirable) aspect of life. With it, you can protect yourself and your family if something happens to you or a loved one. Nevertheless, insurance companies can withhold payouts even to contributors who never miss a payment and pay punctually. Such an experience can be shocking when you need support the most.  Below are the [...]

For most jobs, an employee does not have the right to file a lawsuit if they become injured in the workplace. Instead, they receive benefits through the Workplace Safety & Insurance Board (WSIB). However, these benefits can be insufficient for paying expenses. Background Under the law, employers must pay WSIB premiums into a fund. If any of their employees become injured in the workplace, the employee will be able to draw from that fund. However, in most cases, the compensation payouts in court exceed those payouts from the fund, and what WSIB pays out for pain and suffering is very limited. [...]