Accident Benefit Claims in Ottawa – Statutory Accident Benefits (SABs) or No-Fault Benefits.
The standard auto insurance policy in Ontario provides certain benefits to persons injured in an Ottawa car accident regardless of who is at fault. These benefits are defined by a regulation issued under Ontario’s Insurance Act. The regulation is commonly known as the Statutory Accident Benefits Schedule or SABs for short. All auto insurance policies provide a certain standard level of benefits. Access to statutory accident benefits in Ontario is defined but in practice will depend on the administrative approach taken by individual insurers.
Optional Insurance Coverage
The policy holder has the choice of purchasing increased levels of protection for certain coverages provided in the standard policy. When purchased, this increased level of protection becomes available to the policy holder, the policy holder’s spouse and any dependents if they are injured in an auto accident. This is an under-utilized feature of statutory accident benefits in Ontario because consumers usually shop for the cheapest coverage available. It is only once they have been injured that buyer’s remorse sets in on the realization that the standard coverage is not sufficient to cover actual loss of income caused by the accident injuries.
How We Can Help
Are you or a loved one dealing with the aftermath of an accident and struggling to navigate the complex legal system to obtain the compensation you deserve? Look no further than McNally Gervan.
Our team of specialized lawyers is here to guide you through the process of understanding your legal rights and obligations, explaining the types of benefits that may be available to you, and helping you understand any limitations or exclusions that may apply.
We can also provide crucial assistance in completing the necessary paperwork and forms required to apply for benefits, ensuring that all the necessary information is provided and the application is submitted correctly and on time.
And in the unfortunate event that your insurance company denies or disputes your claim, our lawyers can provide representation and advocacy on your behalf, negotiating with the insurance company, filing appeals or complaints with regulatory bodies, and taking legal action in court if necessary.
At our law firm, we are dedicated to providing our clients with the support and assistance they need to recover and move forward with their lives after an accident. Don’t hesitate to reach out to us for help in obtaining the benefits you deserve.
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Trust in Our Experienced Personal Injury Lawyers
The lawyers at McNally Gervan LLP understand the system and are here to help accident victims get the support they need and the benefits they deserve. We are experienced in dealing with insurance companies, and will fight for medical, rehabilitation and other benefits that insurers deny to injured accident victims and their families.
If you have a question or need assistance, our team of personal injury lawyers is here to help. We know every personal injury case is unique and we work hard to make sure our clients are fairly compensated. We know it’s personal.
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